Just be aware that by using a loan to consolidate your debts, it could take longer to pay back, and this might cost you more in the long run.
You can find free or low-cost credit counseling options at: Under the provisions of the Servicemembers Civil Relief Act (SCRA), you may qualify for a reduced interest rate on mortgage payments or credit card debt, protection from eviction, or a delay of all civil court actions, such as bankruptcy, foreclosure, or divorce proceedings.
Sometimes it can really take the pressure off if you don’t have to start repaying your loan straight away, especially if you’ve got extra expenses to cover.
So when you apply for a loan, you might be eligible to apply for a payment break before starting your monthly loan repayments.
This will help us make a decision on whether or not we're able to lend to you.
We'll then let you know the decision and what the status of your application is.