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A valid credit card number has several fields and each of them has a meaning.For the technically inclined, this number complies to the ISO 7812 numbering standard.For more complete testing data you can make up an expiration dates, a card holder name and possibly an address with a zip code.We choose not to provide this data but you can easily make up this information.The other reason we made this are programmers testing ecommerce websites, applications or other software.They usually need lots of fake data, and this is a very easy way to generate a bunch of valid credit card numbers in a split second.Anyone can make a website with a form and require you to insert valuable and sensitive information which requires you to give up your privacy.
These identify the institution that issued the credit card to the card holder. Afterwards comes the account number, digit 7 to last minus one.
I advise you not not to try to use these for any actual transactions, only for testing purposes!
In order to complete a purchase a combination of data must be had, and merely a card number is not enough.
There's another tool for those times when you need to generate all other kinds of data.
The MOD 10 algorithm is a checksum (detection of errors) formula which is the common name for the Luhn algorithm.